Zip Co. Ltd., based in Australia, operates as a diversified financial provider, specializing in consumer financing and lending to small to midsize enterprises. With an ESG risk rating score of 23.4, Zip is classified as a medium-risk company. The company's services include a line of credit through Zip Pay and Zip Money, instalment-based finance through QuadPay, Spotii, Twisto, and PayFlex, as well as small business lending through Zip Business. Zip's revenue is tied to the booming buy now, pay later industry, with a focus on innovative and sustainable financial solutions.