Wise Plc is a software and services company based in the United Kingdom with an ESG score of 25.0, categorizing it as a medium risk company. Specializing in currency conversion, Wise utilizes a peer-to-peer network to reduce transfer costs for private clients and small to midsize enterprises. By operating local accounts in multiple jurisdictions, Wise offers faster and cheaper currency transfer services compared to traditional banks. In addition to currency conversion, Wise has expanded its product offerings to include debit cards and investment options in asset-management products.