Universal Insurance Holdings, Inc. is a high-risk Insurance company operating in the United States that focuses on personal residential homeowner insurance. The company's ESG score is 33.9, reflecting its commitment to environmental, sustainability, and governance practices. Universal Insurance Holdings develops, markets, and underwrites insurance products primarily for personal residential homeowners. They also provide other insurance-related services such as risk management and claims management. The company generates revenue through the collection of premiums from their insurance subsidiaries, UPCIC and APPCIC, which offer coverage for homeowners, renters/tenants, condo unit owners, and related policies. Operating in Florida and across the US, Universal Insurance Holdings is a key player in the insurance industry.