Topdanmark A/S is a leading insurance company based in Denmark, offering a wide range of insurance products to individual households, small businesses, and agricultural industries. With a focus on maintaining lower expense ratios than the market average, Topdanmark provides life insurance, non-life insurance, illness and accident insurance, as well as pension funds. The company has a low ESG risk rating score of 17.7, making it a reliable choice for customers seeking insurance coverage.