Suruga Bank Ltd. is a high-risk regional bank in Japan, specializing in personal loans, housing loans, asset management, and small- to medium-size corporate lending. With a focus on environment, sustainability, and governance (ESG) practices, the company primarily generates revenue from housing loans in the Kanto area. Operating in Shizuoka and Kanagawa, Suruga Bank offers a range of financial services including deposits, loans, foreign exchange transactions, and credit card services.