SpareBank 1 SMN is a low risk regional bank based in Norway, being a part of the SpareBank 1 Alliance. The company offers retail and corporate banking services with a focus on maintaining various office solutions in municipal and administrative centers. With a Risk Rating Score of 19.5, SpareBank 1 SMN heavily relies on digital banking channels such as Internet and mobile banking. The bank's credit is largely exposed to industries like real estate, construction, agriculture, fisheries, and energy sectors. ESG considerations are integral to the operations of SpareBank 1 SMN.