SmartFinancial, Inc. based in the United States is a high-risk bank holding company with a Risk Rating Score of 30.6. Operating as a bank holding company for SmartBank, it offers a variety of banking and financial services to individuals and corporate customers. The company focuses on attracting deposits from the general public and investing in commercial loans, real estate loans, consumer loans, and construction loans. Earning revenue primarily from interest income on loans and securities, SmartFinancial, Inc. maintains a strong presence in the ESG space.