Based in Sweden, Skandinaviska Enskilda Banken AB is a medium risk bank known for its strong focus on corporate lending in the Nordics, Baltics, Germany, and the United Kingdom. With an ESG score of 23.8, SEB specializes in providing corporate lending to large corporations, midcorporate and multinational companies, and small to medium-sized enterprises. They also cater to 4 million private customers in Sweden and the Baltics, offering asset management, life insurance, and private banking services.