OceanFirst Financial Corp is a high-risk banking company operating in the United States. Specializing in attracting retail and business deposits, the company invests in various types of loans, including residential and commercial real estate loans. Its primary source of revenue comes from interest on loans, with additional income generated from bank card services and wealth management. With an ESG score of 32.4, OceanFirst Financial Corp focuses on sustainability and governance practices in the banking sector.