NN Group NV is a leading European insurance company based in the Netherlands, offering a range of long-term savings products. With a low ESG risk rating score of 16.0, NN Group NV operates through four main divisions: Netherlands life, Netherlands nonlife, insurance Europe, and Japan life. The Netherlands life division is the largest, accounting for a significant portion of operating income. NN Group NV's innovative approach to traditional spread-based long-term savings and defined contribution products sets it apart in the industry. The company has successfully managed its individual life insurance business as closed to new business since 2013.