JACCS Co., Ltd. is a medium-risk consumer finance company based in Japan that operates across Asia. Specializing in credit, credit cards, and financing, JACCS provides loans for a variety of purchases including vehicles, medical care, and home renovation. With nearly 7 million cardholders, the company issues credit cards under well-known brands such as Visa, MasterCard, and JCB. In addition to bill collection services, JACCS offers credit guarantees for personal and housing loans from financial institutions. Their ESG score is 26.6.