FirstRand Ltd. is a leading bank in South Africa, offering a wide range of retail, commercial, corporate, and investment banking services through its three separately branded divisions: First National Bank (FNB), WesBank, and Rand Merchant Bank (RMB). With a low-risk ESG score of 16.7, FirstRand Ltd. prioritizes environmental, sustainability, and governance practices, focusing on cost controls and digital platforms in its retail and commercial division. This full-service bank caters to niche products and emphasizes its origination franchise in the corporate and investment sector for added value.