Arrow Financial Corp., based in the United States, is a medium-risk holding company that offers advisory and administrative services in the banking industry. In addition to coordinating bank operations, they provide a variety of financial products like online and mobile banking, mortgages, and investments. With a strong focus on ESG principles, the company also offers lending services to small and mid-sized companies, as well as residential and commercial properties. Their revenue primarily comes from interest income and fees earned through their subsidiaries.